I think that a college degree is necessary and worth the money and time. I say that because with out it there is very few jobs that you will be able to get that are dependable. Also if it's between you and another person applying for the job, the one with the degree is going to get the job no doubt. I think it is good for you socially too because just think of all the time you spend in college, you're obviously going to make friends and party and be social. Pretty much just make sure and get a degree. 

I would rate the US school systems a solid 10 in terms of opportunities it gives students versus many countries but Africa to be specific. The US gives great education opportunities and we are very fortunate to live here. Everyone here dreads going to school and tries to skip it but really we should be grateful for this chance of education. In Africa people walk miles and miles to go to a school with the bare minimum. The average years of school for Africa is 6 while the US is at least 12. The US's education system is far greater.